Why Mormons Leave

The reasonsHow people are treated

Money

A billion-dollar mall, a hundred-billion-dollar fund hidden from members and regulators, and no published accounts. Tithing is a condition of temple worthiness; where it goes was a theme of the written comments long before the numbers were known.

2012.10.01.174934 City Creek Center Salt Lake City Utah · Hermann Luyken · CC0

What members were taught

Tithing is the Lord's law of finance. The Church uses it for chapels, temples, missions, and the poor, and its finances are handled by revelation and audited each year. Paying it brings blessings; withholding it closes the temple to you.

What the record shows

A billion-dollar mall, a hundred-billion-dollar fund hidden from members and regulators, and no published accounts. Tithing is a condition of temple worthiness; where it goes was a theme of the written comments long before the numbers were known.

The 2011 survey did not ask about money directly, which is itself a sign of how the issue has grown. It surfaced anyway, as one of the most common themes in the written comments, and almost always with the same example. "The fact that the church is funding a billion-dollar mall in SLC, while millions of Saints don't have clean water to drink, was/is sickening to me." "Why aren't the financial records of the church public?"

Since then the questions have been answered, mostly by outsiders. In December 2019 a former employee of the Church's investment arm, Ensign Peak Advisors, filed a complaint with the IRS stating that the fund held about $100 billion, had grown for decades on tithing surplus, and had made no charitable distributions. In February 2023 the Securities and Exchange Commission fined the Church and Ensign Peak $5 million for having concealed the size of the portfolio through shell companies with borrowed signatures; the Church acknowledged the settlement and said it regretted the mistakes. Lawsuits by members seeking the return of tithing followed.

What makes this a reason for leaving rather than a grievance is the way tithing is enforced. A member who does not pay ten percent of income cannot enter the temple, and until 2020 could not attend a child's wedding. Respondents who learned that the institution collecting under that condition was sitting on a fortune it had hidden from them described the discovery in the same terms they used for the history: not that the Church was wealthy, but that they had been lied to.

In their words

“If it's not true, then I'm not going to base my life off of something that's not true. That's what I had to boil it down to... It's a lot of money to be saying goodbye to every month. And I remember the last time I paid tithing. Click submit on LDS.org and see the little picture of a hand handing a slip to another hand.”

Dallin Seely Mormon Stories 1729 at 2:46:36, 2023. Hear it · Episode

“Every time I see something about the Church's stock portfolio, even putting those words together just drives me mad. If they're losing billions of dollars and it's really just not even a problem for them, why did I not buy some shoes for my kindergartner when I needed to?”

Meggan Hayes Mormon Stories 2154 at 1:28:13, 2026. Hear it · Episode

Quotes are taken from machine-made transcripts of Mormon Stories interviews and may contain small transcription errors. Each links to the moment in the recording so you can hear it for yourself.

What people actually name

From the crowd-sourced 2014 comprehensive list, lightly edited.

  • The Church has not published financial statements since 1959.
  • City Creek Center, the shopping mall opened in Salt Lake City in 2012 at a reported cost of about $1.5 billion, cited by many respondents as the moment they began asking questions.
  • Ensign Peak Advisors, the investment arm whose roughly $100 billion holdings were disclosed by a whistleblower in 2019, and the 2023 SEC order finding the Church had concealed the portfolio behind shell companies for two decades.
  • Full tithing required of the poor as a condition of temple attendance and, until 2020, of children's and grandchildren's temple weddings.
  • Humanitarian spending that is small relative to income and reported without audited detail.
  • Church political spending, including on Proposition 8, that was disclosed only under pressure.

What the Church has said

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